Home Repair Program

 

 

Comal County Habitat for Humanity Home Repair Program

 Comal County Habitat for Humanity strives to bring strength, stability and self-reliance to our community through an array of housing solutions, which includes a range of repairs to existing owner-occupied residences. Comal County Habitat provides affordable home repairs on homes owned and occupied by people of limited income. Our repair program is not an emergency program - the process typically takes several months to complete. Homeowners agree to a scope of work and pay for repairs at cost on a sliding scale based on income.

This program serves a variety of homes. Based on qualification and eligibility, free-standing, single family homes, duplexes, condos, and mobile homes are all eligible. The home must be owner-occupied and more than five years old.

Repair examples include:

  • Installing ADA ramps/grab-bars
  • Bathroom modifications
  • Widening doorways
  • Replacing old windows
  • Diminishing common causes of asthma (including cockroach infestation, dust mites in old carpeting, mold and air pollution)
  • Replacing deteriorating roofs
  • Upgrading electrical
  • Drywall and flooring repairs
  • Structural carpentry related repairs
  • Plumbing
  • Heating and cooling
  • Exterior siding
  • Landscaping
  • Fencing
  • Exterior painting

Qualifications

Our basic qualifications for the Home Repair Program are as follows:

  • Need for repair
  • Ability to pay
  • Willingness to partner
  • Homeowner must have current insurance

1. NEED

 The home must be in substandard condition in regards to structural deficiency, safety, or weatherization concerns. The homeowner must provide proof that their yearly income is 20%-75% MFI for their household size. Use the chart below to see the income limits for your household size.

2019 Income Limit for Comal County

    # of People         Annual Income Limit         # of People         Annual Income Limit    
1 $37,450 4 $53,450
2 $42,800 5 $57,750
3 $48,150 6 $62,050

2. ABILITY TO PAY

Upon acceptance into the program, approved homeowners must agree to a payment plan. Homeowners are expected to begin making payments immediately which are placed in escrow. Homeowners must be current with payment plan to remain eligible for services. In addition to the homeowner's ability to pay, ownership of the home must be stable, meaning...

  • You must not be in danger of bankruptcy, being condemned, foreclosure, or more than 2 months behind on mortgage payments.
  • Bank statements must reflect sound financial stability.

3. WILLINGNESS TO PARTNER

A willingness to partner with us includes the following:

  • Submitting required documents to us in a timely manner
  • Accommodating site assessments
  • Assisting with repairs to the best of your abilities
  • Participating in program evaluation
  • Allowing Comal County Habitat for Humanity to share your story with sponsors and volunteers

 

 

Are you ready to reclaim your home with pride? Fill out our interest form by clicking the button below to get started!

Home Repair Program Interest Form

Lending a Hand Up, Not a Hand Out

Major Sponsors help us build homes in Comal County

secret